Attention homeowners in Bend and Deschutes County: Get an Appraisal today!
Check out the top 7 reasons why Oregon homeowners order from High Desert Valuation Inc. :
We at High Desert Valuation Inc. understand the individual needs of a customer after appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and CPAs. As our valued client, we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we report our findings.
Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your house because you probably have an emotional attachment to it. Professional appraisers, like the ones at High Desert Valuation Inc. , are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value assessment than yours.
Challenge a property tax assessmentYour local tax assessor may have your house overvalued if you live in an area that's going down or not appreciating as much as other houses close to yours. That means you are probably paying more taxes than you should. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal report from High Desert Valuation Inc. is your chief weapon when challenging your property tax assessment.
Appraisals to remove PMIGetting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. At High Desert Valuation Inc. , we're qualified in helping clients just like you do away with unneeded and unwanted PMI insurance.
Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can be inopportune from a cash flow point of view, and destructive to your credit score since it may appear as though that credit line is maxed out. High Desert Valuation Inc. can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for precision? An appraiser from High Desert Valuation Inc. can go out and check the subject and comparables in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? High Desert Valuation Inc. can help you with that. While usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.